Capital Guardian
Submitted by @ConservativeCarol · 5 holdings · Total value: $600.0k
Overall score: 75/100 · Grade: B
Score breakdown
- Strength: 70/100 — quality and fundamentals of holdings
- Diversity: 72/100 — spread across sectors and asset types
- Exposure: 92/100 — balance and risk management
Analysis
High-grade bonds, T-bills and quality dividend payers — built to protect principal in retirement.
Strong across the fixed-income curve with some equity, though light on growth and international exposure.
Very low volatility, capital-preservation first. Bond-heavy with a small dividend-equity sleeve for growth.
Top holdings
- BND — Vanguard Total Bond ETF (33.3%, Fixed Income)
- SCHD — Schwab US Dividend ETF (20.0%, Diversified)
- TLT — iShares 20+ Year Treasury (16.7%, Fixed Income)
- BIL — SPDR Bloomberg T-Bill (16.7%, Fixed Income)
- JNJ — Johnson & Johnson (13.3%, Healthcare)