Three Fund Simplicity
Submitted by @BogleheadBen · 3 holdings · Total value: $100.0k
Overall score: 86/100 · Grade: A
Score breakdown
- Strength: 82/100 — quality and fundamentals of holdings
- Diversity: 90/100 — spread across sectors and asset types
- Exposure: 84/100 — balance and risk management
Analysis
Ultra-low-cost, total-market index construction that captures the entire global equity and bond market.
Thousands of underlying holdings across US, international and bonds. About as diversified as three funds get.
Textbook risk balance — total-market equity with a bond ballast. Broad and boring in the best way.
Top holdings
- VTI — Vanguard Total Stock Market (60.0%, Diversified)
- VXUS — Vanguard Total International (25.0%, International)
- BND — Vanguard Total Bond ETF (15.0%, Fixed Income)