Conservative Core
Submitted by @RetirementReady · 6 holdings · Total value: $100.0k
Overall score: 74/100 · Grade: B
Score breakdown
- Strength: 72/100 — quality and fundamentals of holdings
- Diversity: 70/100 — spread across sectors and asset types
- Exposure: 80/100 — balance and risk management
Analysis
Dividend-focused portfolio with quality defensive holdings. AT&T adds some risk but Johnson & Johnson and ETFs provide stability.
Good mix of dividend ETFs, bonds, and individual stocks across healthcare, communication, and consumer sectors.
Low-volatility defensive positioning ideal for capital preservation. Heavy bond and dividend weighting limits downside.
Top holdings
- SCHD — Schwab US Dividend ETF (30.0%, Finance)
- BND — Vanguard Total Bond ETF (25.0%, Fixed Income)
- VYM — Vanguard High Dividend ETF (20.0%, Consumer)
- T — AT&T Inc (10.0%, Communication)
- JNJ — Johnson & Johnson (10.0%, Healthcare)